P2P-Banking

Group leader endorsement very valuable for loan funding

Research conducted by Stanford Graduate School of Business shows that several variables statistically have very different impacts on the funding success of loans. E.g. a group leader endorsement is twice as effective as improving one credit grade.

This study is a must read for group leaders and is very interesting for lenders too.

Source: https://www.prosper.com/prm/3rdParty/Prosper_Regression_Project_-_Fundability_Study.pdf

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