P2P-Banking

Download Zopa default rate figures

British Zopa.com just published a spreadsheet with Zopa default rate figures. The weighted average of overall defaults is a tiny 0.1% ! Even more interesting all defaulted cases happened in 2005 or the first half of 2006.

Another interesting read is this case study on Zopa (published late 2006).

KCBS Video on Prosper
Update on Lendingclub launch