lenders

Zopa criticism

wiseclerk

Browsing the Zopa forums today, I noticed that negative posts by lenders are on the rise. This is quite different from the mostly positive feedback in earlier months.

Lenders are:

While the staff in many cases does not immeadiately solve the voiced problems, at least they are much more responsive in the forum compared to the Prosper staff in the Prosper forum.

Some of the complaints may turn out to be misunderstandings. Bear in mind, that only a tiny minority of the Zopa lenders are active posters in the Zopa forum, therefore it is quite possible that a fast majority of Zopa's lenders is still very satisfied with the service.

Users suspect problems may have risen, because Zopa stuff could be tied up with issues concerning US launch.

New signature tool with prosper data available

wiseclerk

Yesterday the new lender signatures were introduced by wiseclerk.com. Based on an idea from  nonattender this new tool allows to transform key lender stats figures into an image, which can be used in a posters signature at the prosper forum.

Example of the image (size decreased, original is larger):

wiseclerk prosper lender stats image example

The image shows the amount invested, the current number of loans, the roles and, if the lender is in the top 500 the rank by money invested.

Once created the images will update daily automatically.

The discussion thread on this new tool was a hot topic. After several suggestions, a couple of hours later a further signature tool, this time for the borrowers was offered.

Example of borrower signature (size decreased, original is larger):

Wiseclerk prosper borrower signature image

We will see how this further develops.