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UK P2P Lending Grows Over 80% Percent in 2015

wiseclerk

The report ‘Pushing Boundaries – The 2015 UK Alternative Finance Report‘ by Nesta and the University of Cambridge collected very interesting and comprehensive data on the market development by polling 94 marketplaces. The report looks at alternative finance, including p2p lending, crowdfunding (equity/reward/donation-based), invoice trading, community shares, pension-led funding and debt-based securities.

Pushing Boundaries Nesta

P2P Consumer Lending

The total loan volume in 2015 was 909 million GBP, an increase of 66% compared to 2014. This is the sum of loans made to about 213,000 individual borrowers. A very high percentage (89%) of the investors used autoinvest features of the marketplaces to make the investments. 32% of p2p consumer lending was financed by institutional investors.

Pushing Boundaries Nesta

P2P Business Lending

This segment nearly doubled compared to the previous year to now 1.49 million GBP. An important factor are real estate related loans (609M GBP). There is a wide and partly complex range of loan types and terms.

The non real estate related loans compromise about 10,000 loans to SMEs. In this sector 42% of investors use autoinvest functionalities.

Pushing Boundaries Nesta

Depending on which data source is used for comparision p2p lending marketplaces in 2014 have gained a market share of 3.3% to 13.9% of all loans made to SMEs in the UK. Continue reading →

International P2P Lending Loan Volumes January 2016

wiseclerk 7 Comments
The following table lists the loan originations for January. This month Ratesetter led, followed by Zopa and Funding Circle. I added one more marketplace to the list. I do monitor development of p2p lending statistics for many markets. Since I already have most of the data on file I can publish statistics on the monthly loan originations for selected p2p lending services.
Investors living in markets with no or limited choice of local p2p lending services can check this list of marketplaces open to international investors. Investors can also learn how to make use of p2p lending cashback offers available.
Last month these companies crossed significant milestones:
Marketplace Lending Statistics 01/2016
Table: P2P Lending Volumes in January 2016. Source: own research
Note that volumes have been converted from local currency to Euro for the sake of comparison. Some figures are estimates/approximations.
*Prosper and Lending Club no longer publish origination data for the most recent month.
Notice to p2p lending services not listed: Continue reading →

International P2P Lending Services – Loan Volumes December 2015

wiseclerk
The following table lists the loan originations for December. This month Funding Circle led slightly ahead of Ratesetter. Funding Circle UK also crossed the milestone of 1 billion GBP loans originated since launch. I added two more platforms to the list. I do monitor development of p2p lending statistics for many markets. Since I already have most of the data on file I can publish statistics on the monthly loan originations for selected p2p lending services.
Investors living in markets with no or limited choice of local p2p lending services can check this list of marketplaces open to international investors.
P2P Lending Volume 12/2015
Table: P2P Lending Volumes in December 2015. Source: own research
Note that volumes have been converted from local currency to Euro for the sake of comparison. Some figures are estimates/approximations.
*Prosper and Lending Club no longer publish origination data for the most recent month.
Notice to p2p lending services not listed: Continue reading →

International P2P Lending Volumes November 2015

wiseclerk
The following table lists the loan originations for November. Funding Circle overtook Zopa measured by new volume followed by Ratesetter. I added two more platforms to the list. I do monitor development of p2p lending statistics for many markets. Since I already have most of the data on file I can publish statistics on the monthly loan originations for selected p2p lending services.
Investors living in markets with no or limited choice of local p2p lending services can check this list of marketplaces open to international investors.
P2P Lending Volume 11/2015
Table: P2P Lending Volumes in November 2015. Source: own research
Note that volumes have been converted from local currency to Euro for the sake of comparison. Some figures are estimates/approximations.
*Prosper and Lending Club no longer publish origination data for the most recent month.
Notice to p2p lending services not listed: Continue reading →

International P2P Lending Marketplaces – Loan Volumes October 2015

wiseclerk
The following table lists the loan originations for October. Zopa is again leading by new volume followed by Ratesetter and Funding Circle. I added 1 new platform to the table. I do monitor development of p2p lending statistics for many markets. Since I already have most of the data on file I can publish statistics on the monthly loan originations for selected p2p lending services.
Investors living in markets with no or limited choice of local p2p lending services can check this list of marketplaces open to international investors.
P2P Lending statistics 10/2015
Table: P2P Lending Volumes in October 2015. Source: own research
Note that volumes have been converted from local currency to Euro for the sake of comparison. Some figures are estimates/approximations.
*Prosper and Lending Club no longer publish origination data for the most recent month.
Notice to p2p lending services not listed: Continue reading →