When I decided to withdraw some money from my Kiva account, I was informed:
This email confirms your withdrawal request of $25.00. You can expect the funds to be deposited into your paypal account within 1-3 weeks.
This astonished me. The withdrawal is conducted via paypal (as is the upload). The upload was almost instantly. Therefore I did not expect the withdrawal to take weeks.
BTW: So far my Kiva loans all pay on time.
Yes, I had the same reaction last week when I saw that message. However, the money was deposited in my Paypal account within a couple of days anyway.