I started lending on Kiva.org 6 month ago. At Kiva everone can lend to small entrepreneurs in developing countries. At first I funded only 4 loans each with the minimum amount of 25 US$. Lenders do not earn interest on Kiva loans. Usually loans are for terms between 6 and 18 months. When I started I did not really expect all my loans to be repaid. But I wanted to support it, since I thought it was an innovative approach to a good cause. Meanwhile I changed my mind. One of my loans was already repaid in full recently and the others are paid on time. This led me to the decision to fund more loans on Kiva microfinance.