International P2P Lending Volumes April 2022

wiseclerk

The table lists the loan originations of p2p lending marketplaces for last month. Mintos* leads ahead of Peerberry* and Lendermarket*. The total volume for the reported companies in the table adds up to 311 million Euro. I track the development of p2p lending volumes for many markets. Since I already have most of the data on file, I can publish statistics on the monthly loan originations for selected p2p lending platforms.

The following milestones were crossed this month:

  • Investly* originated more than 100M EUR since inception
  • Lendermarket* reached more 250M EUR loan volume since launch

Investors living in national markets with no or limited selection of local p2p lending services can check this list of international investing on p2p lending services. Investors can also explore how to make use of current p2p lending cashback offers available. UK investors can compare IFISA rates.

p2p lending statistics april 2022
Table: P2P Lending Volumes in April 2022. Source: own research
Note that volumes have been converted from local currency to Euro for the purpose of comparison. Some figures are estimates/approximations.

Links to the platforms listed in the table: Ablrate*, Archover*, Assetz Capital*, Bondora*, Bulkestate*, Credit.fr*, Crowdproperty*, Debitum Network*, Dofinance*, Esketit*, Estateguru*, Finansowo*, Finbee*, Folk2Folk*, Geldvoorelkaar*, Heavyfinance*, Investly*, Iuvo Group*, Kuflink*, Kviku.Finance*, Landlordinvest*, Lendermarket*, Linked Finance*, Mintos*, October*, Peerberry*, Proplend*, Reinvest24*, Robocash*, Soisy*, Swaper*, Twino*, Viainvest*.

Notice to p2p lending services not listed: Continue reading →

International P2P Lending Volumes March 2022

wiseclerk

The table lists the loan originations of p2p lending marketplaces for last month. Mintos* leads ahead of Fellow Finance* and Peerberry*. The total volume for the reported companies in the table adds up to 340 million Euro. I track the development of p2p lending volumes for many markets. Since I already have most of the data on file, I can publish statistics on the monthly loan originations for selected p2p lending platforms. This month I have added Heavyfinance*.

Fellow Finance is listed for the last time as it merges with Evli Bank this month and has announced to stop p2p investments for retail investors. Outstanding loans will be bought back by Evli Bank.

Investors living in national markets with no or limited selection of local p2p lending services can check this list of international investing on p2p lending services. Investors can also explore how to make use of current p2p lending cashback offers available. UK investors can compare IFISA rates.

p2p lending statistics march 2022
Table: P2P Lending Volumes in March 2022. Source: own research
Note that volumes have been converted from local currency to Euro for the purpose of comparison. Some figures are estimates/approximations.

Links to the platforms listed in the table: Ablrate*, Archover*, Assetz Capital*, Bondora*, Bulkestate*, Credit.fr*, Crowdproperty*, Debitum Network*, Dofinance*, Esketit*, Estateguru*, Fellow Finance*, Finansowo*, Finbee*, Folk2Folk*, Geldvoorelkaar*, Heavyfinance*, Investly*, Iuvo Group*, Kuflink*, Kviku.Finance*, Landlordinvest*, Lendermarket*, Linked Finance*, Mintos*, October*, Peerberry*, Proplend*, Reinvest24*, Robocash*, Soisy*, Swaper*, Twino*, Viainvest*.

Notice to p2p lending services not listed: Continue reading →

International P2P Lending Volumes February 2022

wiseclerk

The table lists the loan originations of p2p lending marketplaces for last month. Mintos* leads ahead of Peerberry* and Fellow Finance*. The total volume for the reported companies in the table adds up to 397 million Euro. I track the development of p2p lending volumes for many markets. Since I already have most of the data on file, I can publish statistics on the monthly loan originations for selected p2p lending platforms.

Milestone achieved this month:

  • Archover* crossed 500M EUR loans originated since launch

Investors living in national markets with no or limited selection of local p2p lending services can check this list of international investing on p2p lending services. Investors can also explore how to make use of current p2p lending cashback offers available. UK investors can compare IFISA rates.

p2p lending statistics feburary 2022
Table: P2P Lending Volumes in February 2022. Source: own research
Note that volumes have been converted from local currency to Euro for the purpose of comparison. Some figures are estimates/approximations.

Links to the platforms listed in the table: Ablrate*, Archover*, Assetz Capital*, Bondora*, Bulkestate*, Credit.fr*, Crowdproperty*, Debitum Network*, Dofinance*, Esketit*, Estateguru*, Fellow Finance*, Finansowo*, Finbee*, Folk2Folk*, Geldvoorelkaar*, Investly*, Iuvo Group*, Kuflink*, Kviku.Finance*, Landlordinvest*, Lendermarket*, Linked Finance*, Mintos*, October*, Peerberry*, Proplend*, Reinvest24*, Robocash*, Soisy*, Swaper*, Twino*, Viainvest*.

Notice to p2p lending services not listed: Continue reading →

International P2P Lending Volumes January 2022

wiseclerk

The table lists the loan originations of p2p lending marketplaces for last month. Mintos* leads ahead of Peerberry* and Assetz Capital*. The total volume for the reported companies in the table adds up to 419 million Euro. I track the development of p2p lending volumes for many markets. Since I already have most of the data on file, I can publish statistics on the monthly loan originations for selected p2p lending platforms.

Milestone achieved this month:

  • Estateguru* crossed 500M EUR loans originated since launch
  • Peerberry* originated 1000M EUR loans since inception

Investors living in national markets with no or limited selection of local p2p lending services can check this list of international investing on p2p lending services. Investors can also explore how to make use of current p2p lending cashback offers available. UK investors can compare IFISA rates.

p2p lending statistics january 2022
Table: P2P Lending Volumes in January 2022. Source: own research
Note that volumes have been converted from local currency to Euro for the purpose of comparison. Some figures are estimates/approximations.

Links to the platforms listed in the table: Ablrate*, Archover*, Assetz Capital*, Bondora*, Bulkestate*, Credit.fr*, Crowdproperty*, Debitum Network*, Dofinance*, Esketit*, Estateguru*, Fellow Finance*, Finansowo*, Finbee*, Folk2Folk*, Geldvoorelkaar*, Investly*, Iuvo Group*, Kuflink*, Kviku.Finance*, Landlordinvest*, Lendermarket*, Linked Finance*, Mintos*, October*, Peerberry*, Proplend*, Reinvest24*, Robocash*, Soisy*, Swaper*, Twino*, Viainvest*.

Notice to p2p lending services not listed: Continue reading →

International P2P Lending Volumes December 2021

wiseclerk

The table lists the loan originations of p2p lending services for last month. Mintos* leads ahead of Geldvoorelkaar* (the high increase of volume is most likely the result of the platform merger with the platform AndersFinancieren) and Peerberry*. The total volume for the reported companies in the table adds up to 591 million Euro. I track the development of p2p lending volumes for many markets. Since I already have most of the data on file, I can publish statistics on the monthly loan originations for selected p2p lending platforms.

Milestone achieved this month:

  • Folk2Folk crossed 500M GBP loans originated since launch

Investors living in national markets with no or limited selection of local p2p lending services can check this list of international investing on p2p lending services. Investors can also explore how to make use of current p2p lending cashback offers available. UK investors can compare IFISA rates.

p2p lending statistics december 2021
Table: P2P Lending Volumes in December 2021. Source: own research
Note that volumes have been converted from local currency to Euro for the purpose of comparison. Some figures are estimates/approximations.

Links to the platforms listed in the table: Ablrate*, Archover*, Assetz Capital*, Bondora*, Bulkestate*, Credit.fr*, Crowdproperty*, Debitum Network*, Dofinance*, Esketit*, Estateguru*, Fellow Finance*, Finansowo*, Finbee*, Folk2Folk*, Geldvoorelkaar*, Investly*, Iuvo Group*, Kuflink*, Kviku.Finance*, Landlordinvest*, Lendermarket*, Linked Finance*, Mintos*, October*, Peerberry*, Proplend*, Reinvest24*, Robocash*, Soisy*, Swaper*, Twino*, Viainvest*.

Notice to p2p lending services not listed: Continue reading →

Zopa Ends P2P, Buys back P2P Loan Portfolio

wiseclerk

British Zopa announced it will close the p2p lending operation for retail investments. After 16 years the pioneer of p2p lending says they deliberated several options for how to close the P2P side of the business in a way that delivers the best outcome for their customers. After careful consideration, they have decided that the best way forward is the sale of all retail investor portfolios at full value. This will lock in the interest earned by investors so far and ensure the timely return of their money. Zopa Bank will be buying the P2P loan portfolio and P2P customers will receive their investment balances back by the end of January.

Zopa says ‘over the last few years, customer trust in P2P investing has been damaged by?a small number?of?businesses?whose approach led to material losses for retail investors. Linked to this, the changing regulation which followed raised the operational costs of running a P2P business, as well as the cost of attracting new investors to the Zopa platform. To offset these increased costs and ensure we have a sustainable and profitable business, we’d need to reduce investor returns to a point where they’d no longer be attractive and commensurate with the risk that investors take on.’

The last step: ‘By 31 January 2022 our investors will receive the full value of their invested balances in their Zopa holding accounts. This means that no investor will miss out on any of the interest they’ve already built up. There will be no impact on borrowers as Zopa Bank already services them and their loans will continue unimpacted.’

Zopa has lent over 6 billion GBP in p2p lending loans. In 2016 it applied for a banking license which it received in 2019.

Several other UK p2p lending companies took similar steps earlier and closed their platforms for retail investors and focussed on institutinal investors.