Earn up to 14.5% APR from consumer loans

Investments aren’t just about making money - they’re about making your money work for you. Instead of watching your savings sit in a bank earning next to nothing, investing lets you build wealth over time.

Here’s how:

• Stocks - You own a piece of a company and share in its success (or failure).
• Bonds - You lend money and get paid back with interest. Safe but slow.
• Real estate - Buy property, rent it out, watch its value grow.
• P2P lending - Skip the banks, lend directly, earn passive income with high interest.

Investing isn’t a get-rich-quick scheme. It’s a long game, a smart move for anyone who wants to escape paycheck-to-paycheck living and build a future with real financial freedom.

Passive income is the dream - money rolling in while you sleep, travel, or sip coffee in some faraway café. Unlike active income, where you trade time for money, passive income keeps flowing with little day-to-day effort.

Here’s how people make it happen:

• Dividend stocks - Companies pay you just for holding their shares.
• Real estate rentals - Tenants cover your mortgage while you build wealth.
• P2P lending - Fund loans, collect interest, let the system do the work.
• Index funds & ETFs - Set it, forget it, watch it grow.

Of course, nothing is 100% passive. There’s research, setup, and occasional tweaking. But once it’s running, it beats clocking in at a job you hate.

Forget the stock market gambling and overnight riches. Real wealth comes from smart, steady moves. Here’s how to make your money work for you:

1. Set your goals - How much do you want to make? How soon?
2. Pick your weapons - Dividend stocks, bonds, real estate, P2P lending.
3. Diversify like a pro - Don’t throw everything into one investment. Spread the risk.
4. Reinvest your profits - Let your earnings snowball over time.
5. Stay patient - The market has ups and downs. Winners play the long game.

Platforms like Loanch help make passive income easy, with automated tools that let your investments run in the background.

Even the best investors mess up. The key is to avoid the rookie mistakes that wipe out your cash.

• Putting all your money in one place - Diversify or risk losing it all.
• Emotional investing - Markets dip, people panic, sell low, regret later. Don’t be that guy.
• Ignoring market trends - Stay informed or stay broke.
• Chasing hype - If something sounds too good to be true, it probably is.
• Skipping research - Know where your money is going before you send it there.

If you’re new, start slow, learn as you go, and don’t risk money you can’t afford to lose.

You’ve got two ways to play this game:

Passive investing is for the long-haul thinkers - the people who want to grow wealth with minimal effort. Active investing? That’s for those who live and breathe the markets, chasing gains but taking on higher risk.

Or, if we can't add the comparison table to our web, let’s use this instead:

There are two ways to approach investing:passiveandactive. The difference comes down to effort, risk, and strategy.

Passive investingis the “set it and forget it” approach. You put your money into diversified investments likeindex funds, ETFs, or P2P loans, then let time and compound interest do the heavy lifting. 

You’re not constantly buying and selling - you’re playing the long game, letting your money grow steadily without much daily involvement. It’s low-maintenance and ideal for investors who prefer a hands-off approach.

Active investing, on the other hand, is for those who thrive on market movements and want to take a hands-on role. This could mean picking individual stocks, trading crypto, or flipping real estate. 

Active investors are constantly analyzing trends, making trades, and adjusting their portfolios. While this method has the potential for higher returns, it also comes with greater risk and requires significant time and expertise.

So, which one is better? That depends on your investment style. If you wantsteady, low-effort growth, passive investing is your best bet. 

If you have the time, experience, and risk tolerance to chase market opportunities, active investing might be more your speed. Many smart investors blend both strategies, keeping a solid base of passive investments while actively managing a portion of their portfolio for higher growth potential.

Patience, my friend. There’s no magic switch. How fast you build passive income depends on:

• Your starting capital - More money = faster results.
• Risk tolerance - Higher risk can mean higher returns (or bigger losses).
• Reinvestment strategy - Compound your gains instead of cashing out too soon.
• Market conditions - The economy can lift or sink your investments.

Most passive income streams take time to grow. Stick with it, and before you know it, your money will be working harder than you ever did at a 9-to-5.

Taking your profits out is simple:

1. Log into your account - Head to your Loanch dashboard.
2. Go to the withdrawals section - You’ll find it in the main menu.
3. Enter the withdrawal amount - Only available funds can be withdrawn.
4. Provide your bank details - Loanch only processes withdrawals to bank accounts under your name. No third-party accounts allowed.
5. Confirm your request - Double-check your details and submit.
6. Wait for processing - Withdrawals are typically processed by the next business day. You’ll receive an email confirmation once the funds are sent. Transfers can take 1 -3 business days, depending on your bank.

No hidden fees, no shady delays. Just your money, when you need it.

Yes. You don’t need a finance degree or Wall Street connections to start. Loanch was built for both beginners and seasoned investors.

• User-friendly platform - No complicated charts or jargon.
• Automated investing - Let technology do the work for you.
• Low entry point - Start with as little as €10.
• Educational resources - Learn as you invest.

Dip your toes in, test the waters, and before you know it, you’ll be investing like a pro.