Giles Andrews on building Zopa, it’s brand and differentiating from banks.
Zopa has run a member competition, asking members to explain how Zopa works for a borrower or a lender.
I watched several of the created videos. My favourite is the video below by Glenmation.
Peer to peer lending is innovative and new. New users usually have lots of questions when grasping the marketplace mechanisms. Beyond the FAQ of the p2p lending service, a great place to learn is usually a forum, where users (mostly lenders) exchange experiences and post and answer questions.
There are “official” forums provided by the lending services and independent ones. One of the first ones, the official Prosper forum, became one of the most notorious ones. After Prosper “moderated” negative and critical posts it later deleted the initial forum in total. When a copied version of the forum’s archive was made available on seperate internet site Prosper tried to shut the site down, but failed.
But this is an extreme example. I found that on nearly all other forums a very helpful and supportive attitude rules.
List of p2p lending forums
General
Focus on one p2p lending service
If I have missed any great p2p lending forum, please comment with the URL and I will add it to the above list. Thank you.
(Photo credit: wili_hybrid)
When analysing numbers on p2p lending activity, users can rely on independent third party sites gathering statistics for many p2p lending services. These services either obtain the raw data via an interface provided by the service or they do parse the web pages of the service to collect the data.
Most of the statistic sites offer reports and tools to analyse and graph the overall development of the marketplace as well as the status of an individual lender’s investments.
The majority of the users are lenders, as the borrower usually needs the information only once – before applying for a loan – to determine what interest rate is appropriate.
Tools for Prosper:
Tools for Lending Club:
Tools for MyC4:
Tools for Zopa UK:
Tools for Smava:
Tools for Auxmoney:
Tools for Boober NL:
Feel free to copy this list, but please do set a link citing this page as source. If you know another social lending / p2p lending stats site, please let me know.
Long term readers may remember that the Wiseclerk.com domain initially started as a report site on Prosper.com. It was in fact together with Savagenumber.com the first service of this kind.
(Photo credit: ArtemFinland)
