Boober

Lenders united!

wiseclerk 1 Comment

PIVN Netherlands 

In the Netherlands lenders have formed the 'Peer-to-peer Investeeders Vereiniging Nederland' PIVN.nl, which is an association of lenders of peer-to-peer loans.

The goals of the PIVN are:

  • periodic consultation with the p2p lending platforms
  • publishing information of interest to lenders
  • offering discussion forums
  • conducting comparisons between p2p lending services

At the moment Boober.nl is the only p2p lending service active in the Netherlands. PIVN states as one of it's goals to achieve lower fees for lenders (0.5% instead of the current 1%) at Boober.

Membership fee at PIVN is 5 Euro annually (approx. 6.50 US$). So far about 50 Boober lenders became members. 

Boober limits allowed investment sum

wiseclerk

Dutch p2p lending service Boober.nl changed the rules last week. Lenders are now restricted to a maximum investment sum of 39000 Euro. Boober told users that this step confirms that Boober is a platform for individuals and not for professionals or companies. It is believed that this step was neccessary due to regulation.

German Smava has restricted lenders to a maximum of 25000 Euros since the start. This too, is a precaution, since under German regulation professional lending without a license is not allowed.

Boober plans to finance mortgages via p2p lending

wiseclerk

Guus Drijver, head of Dutch p2p lending site Boober.nl, announced that boober plans to set up a site that will allow lenders to finance mortgages via p2p lending. This would require much higher loan amounts then those that are currently possible at Boober, where the maximum is 10.000 Euro. The aim is to  have the first mortgage funded still in 2007.

Play video interview. 

Source (Hypotheek actuell, Emerce.nl, Overgeld.nl, Sprout.nl)

Boober p2p lending service to reach 1 million Euro loan volume

wiseclerk

4 month after the launch, Dutch p2p lending service boober.nl is approaching a total volume of 1 million Euro funded loans (chart shows development of loan volume since launch).

Boober loan volume

In comparision, German p2p lending service Smava.de, launched only 8 weeks after Boober is growing much slower. Currently it reached approx. 150000 Euro loan volume. Look forward for a post on the development of Smava in the near future.

Boober plans to launch in Belgium as next country. While not started yet, the domain boober.be is already up, saying "beta".