Month: December 2007

Prosper starts blog

wiseclerk

With several posts by CEO Chris Larsen Prosper.com starts blogging.

Welcome to the new Prosper Blog.

We’ll be using this blog to create a place to find up-to-the-minute news on the latest Prosper enhancements, enlightening and thoughtful Personal Finance opinions, touching Prosper Member Stories, and more. Your contributions are welcome. Please feel free to submit comments to any of the blog posts or send new articles and ideas to us at blog @ prosper.com (please remove spaces before using this email address) or submit a guest post.

We’ll be adding in posts regularly, so please stop back in again soon.

Warmly,

Prosper

The blog has been in preparation for some time. I believe we can look forward to some interesting articles by Prosper staff, borrowers, lenders and other guest writers.

First impressions of the Zopa US site

wiseclerk 3 Comments

I explored the new Zopa US site today. While the layout resembles the UK site the process is totally different.

Borrower's view

Use as a borrower is pretty straightforward. First sign up and then request an online quote.

After several seconds waiting the borrower is presented with the interest rate for his loan request.

Lender's view

For a lender things are a little more complicated. After deciding how much is to be invested, the lender must choose at least one borrower.

Using a sliding marker the lender then can select his desired interest rate (max. 5.1%). The lower the interest rate the more "help" the borrower gets on his loan.

Today already more then 310 users signed up at Zopa. When logged in, it is possible to browse other member's profiles. A profile can contain photos, long descriptions and integrate an (external) blog. An interesting example is Scott's profile, containing some informations on the history of Zopa US.

Over at thebankwatch Colin is wondering if the US model of Zopa will provoke interest.

What do you think of Zopa US? Post your impressions and experiences and discuss them with other users.